The State of Kansas can assistance in locating approved lenders and completing applications for loan guarantees.
The VA and local banks offer a number of home loan services to eligible veterans, some military personnel, and certain spouses.
- Guaranteed Loans: the VA can guarantee part of a loan from a private lender to help you buy a home, a manufactured home, a lot for a manufactured home, or certain types of condominiums. The VA also guarantees loans for building, repairing, and improving homes.
- Refinancing Loans: If you have a VA mortgage, the VA can help you refinance your loan at a lower interest rate. You may also refinance a non-VA loan.
- Special Grants: Certain disabled veterans and military personnel can receive grants to adapt or acquire housing suitable for their needs.
Time Limits: There is no time limit for a VA home loan, except for eligible reservists. Their eligibility expires September 30, 2009.